📈 Walmart x ChatGPT, The Future of Shopping

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Good Morning & Happy Wednesday

Today’s newsletter covers rising rate-cut optimism, gold’s modern-day rush, and Walmart’s bold ChatGPT move. Plus, we dive into smart investing strategies, why diversification beats risk-minimization, and how to avoid 1999-style euphoria in today’s AI-fueled markets.

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Market News

📈 Futures climb with rate-cut bets, earnings season in focus
US stock futures climbed early Wednesday as investors grew more confident about potential Federal Reserve rate cuts. The Dow rose 0.4%, while the S&P 500 and Nasdaq gained 0.6% and 0.8%, respectively, ahead of a fresh wave of earnings reports. Fed Chair Jerome Powell’s comments about rising “downside risks to employment” fueled optimism that more rate cuts could be coming, even as trade tensions with China and a prolonged US government shutdown weighed on sentiment.

🛢️ Oil down on US-China trade tensions
Oil prices slipped Wednesday as traders digested the IEA’s forecast of a supply surplus by 2026 and renewed U.S.-China trade tensions that could dent demand. Brent crude fell 0.3% to $62.18, while WTI dipped 0.2% to $58.57. Analysts say trade friction and rising inventories are weighing on sentiment, especially after China tightened rare earth exports and Trump threatened new tariffs.

🛍️ Walmart Stock Jumps 5% on News Shoppers Can Buy Through ChatGPT
Walmart jumped 5% after announcing a partnership with OpenAI to enable in-chat shopping directly through ChatGPT, no app-switching or checkout screens needed. The move added $40 billion to its market cap, pushing it to around $854 billion.

😅 Jamie Dimon Says There's a 'Heightened Degree of Uncertainty'
JPMorgan CEO Jamie Dimon warned the U.S. economy faces “a heightened degree of uncertainty,” citing geopolitical tensions, trade risks, and sticky inflation. While he noted the economy remains “resilient” despite slowing job growth, Dimon said the path ahead looks increasingly unpredictable.

💰️ As Gold Prices Skyrocket, Americans Look to Cash In on Family Heirlooms
Gold prices have soared to record highs, sparking a modern-day “Gold Rush” as Americans dig through old jewelry and heirlooms to cash in. Jewelry shops and refineries report double the usual volume, with people selling everything from inherited pieces to broken trinkets. Dealers say even recent buyers are now reselling, eager to profit from the metal’s surge.

💍 Smart ring maker Oura raises $900M from Fidelity
Oura, the Finnish health tech firm behind the popular smart ring, raised $900 million in a round led by Fidelity, valuing the company at around $11 billion, more than double its December valuation.

Invest & Strategies

⛏️ The Gold Mining Stocks Trap
Thinking of riding gold’s record rally through mining stocks? Research shows that gold miners consistently underperform physical gold over time, by roughly –350% since 2006. While miners can surge in bull runs, they face higher volatility, equity risk, and costly reserve depletion. For most investors, owning gold directly (via bullion or ETFs like GLD) remains the more reliable and stable play on the metal’s momentum.

👀 The reasons why maximum diversification is better than minimum risk
A new study finds that maximum diversification strategies often outperform traditional risk-minimization approaches in real-world portfolio tests. While minimum-risk portfolios can falter due to high sensitivity to small input changes and costly rebalancing, diversified portfolios deliver more stable, competitive returns without needing precise forecasts. For investors, this suggests broad diversification may be a smarter, lower-maintenance path to managing risk and boosting performance.

🏘️ Why a Traditional Investment Portfolio is Better than Real Estate
Chasing “passive income” through real estate? Think again, traditional investment portfolios are far more passive and flexible. Real estate comes with hidden costs, complexity, and concentration risk, while stocks and bonds let you generate income with a few clicks and greater liquidity. Unless you love managing properties or have deep expertise, most investors are better off building wealth through diversified, low-cost funds.

🎉 It Feels Like 1999 Again: Time To Party Without Blacking Out
The 1999 energy is back, tech booming, crypto roaring, and AI driving a new mania. But as the author reminds us, euphoria always feels rational until it doesn’t. He’s leaning in this time, investing in AI, real estate, and private markets, but with strict rules: stay diversified, keep cash ready, avoid leverage, and invest smartly. The goal? Ride the wave of innovation without repeating dot-com era mistakes.

📉 Stocks Go Down Too
After a 32% surge since April, the S&P 500 finally stumbled, dropping 3% on Friday. But history reminds us this is perfectly normal: about 12% of trading days see 1%+ losses, and 5% corrections happen yearly on average. Even in strong markets, volatility is part of the deal. Stay invested, stay humble, stocks go up more often than they go down, but never in a straight line.

Our Recommendations:

💻️ MEXC - Where we find and trade Crypto with low fees.
📈 TradingView - Software we use to chart stocks.
🔐 Trezor - Our favorite hardware wallet to keep our Crypto secure.
🦑 Kraken - Where we buy crypto with cash / withdraw profit to our bank.