📈 Smart money’s moving to gold, should you?

From gold’s surge to Tesla’s stumble, here’s what’s shaping your week in markets.

Good Morning & Happy Wednesday

Today we’re diving into gold’s record-breaking run, AMD’s big AI deal, and whether Robinhood’s reign could be at risk. Plus, why Tesla’s “affordable” EV fell flat and what’s really behind that “you don’t feel rich” feeling.

Grab your cappuccino and let’s get into it. ☕️👇

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Market News

📈 Gold Tops $4,000 for First Time Fueled by US Shutdown
Gold just smashed through the $4,000 mark for the first time ever — a massive leap driven by fear, chaos, and smart money pivoting. From below $2,000 two years ago to now, bullion's outperformed equities this entire century. What’s behind it? looming US government shutdown, Fed independence under fire, AI-stretched markets, and central banks stacking gold like it’s the new dollar. Gold’s up 50% this year alone, and ETFs just had their biggest inflow in 3+ years.

Billionaire Ray Dalio said that gold is “certainly” more of a safe haven than the US dollar and the metal’s record-setting rally echoes the 1970s, when it surged during a time of high inflation and economic instability.

👀 These Stocks Score From AMD's OpenAI Deal
AMD’s new deal with OpenAI has Wall Street fired up, sending its stock up 28% and boosting partners like Super Micro, Dell, and Astera Labs. Analysts say the agreement signals strength across the AI and semiconductor space, with firms tied to AMD’s hardware and networking, including HPE, Arista, and Micron, poised to benefit as AI demand keeps accelerating.

⚔️ Is Robinhood's Dominance at Stake as GLXY Enters Retail Investing?
Robinhood’s dominance in retail investing may soon be tested as Galaxy Digital rolls out GalaxyOne, a sleek new app targeting wealthier users with high-yield cash accounts (up to 8% APY) and access to both crypto and traditional assets. Unlike Robinhood’s broad-based appeal, GalaxyOne’s premium model could siphon off users seeking stability and stronger returns, especially as HOOD’s current yield lags at 3.75%.

Meanwhile, rivals like Interactive Brokers and Schwab are also expanding fast, adding new tools, global products, and even crypto services. Despite this growing pressure, Robinhood stock has surged 287% this year, with strong earnings momentum and bullish investor sentiment, but its sky-high valuation may be hard to defend if user loyalty starts to waver.

📉 Tesla Stock Drops 4.5% After Unveiling Sub-$40,000 Model
Tesla finally dropped its long-promised “affordable” EVs, but Wall Street wasn’t buying the hype. The new Model Y and Model 3 start around $37K–$40K, still far from Musk’s $30K target, and stripped-down with fewer features, no tax credit, and less range. TSLA slipped 4.5% as analysts expected deeper cuts to fight off budget EVs from rivals like BYD. The move highlights Tesla’s struggle to balance margins with market share in a tougher, more crowded landscape.

Invest & Strategies

📆 Why you shouldn't base your investing strategy on the calendar
Seasonality might make catchy headlines, but it’s no solid investing strategy. While October’s spooky rep and December’s “Santa rally” get airtime, history shows markets rarely follow the calendar, just look at September’s surprise 3.5% gain. Markets don’t trend to averages, they swing wildly year to year, and pinning your portfolio to the calendar could mean missing major gains (or piling into trouble). Trust long-term fundamentals over short-term folklore.

💵 Why You Don’t Feel Rich
America’s total household wealth has soared to nearly $170 trillion, yet many don’t feel rich, even those earning six figures. High living costs, rising home prices, lifestyle inflation, and constant comparison on social media erode that sense of wealth. While wages have kept up on average, those without financial assets are treading water, and much of the real gain has gone to the top 0.1%, not the broader population.

🎏 Crypto race to tokenize stocks raises investor protection flags
Crypto firms are racing to launch tokenized stocks, but critics warn these blockchain-based assets pose serious risks to investors and market stability. Unlike real equities, many tokenized shares offer no ownership or voting rights and resemble unregulated derivatives, raising red flags for regulators and Wall Street. Despite the hype, calls are growing to tighten oversight before liquidity and investor trust are undermined.

🛍️ Cathie Wood Goes Shopping, Here’s What She Bought
Cathie Wood kicked off the week with a buying spree, adding to her positions in MercadoLibre, Alibaba, and DoorDash, three growth plays spanning Latin America, China, and the U.S. She’s betting on MercadoLibre’s fintech surge, Alibaba’s AI-fueled rebound, and DoorDash’s accelerating revenue as it capitalizes on convenience. With all three stocks on strong upward trends, Wood’s growth thesis is clearly going global.

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