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Investing

6 Best Investments If You Want To Retire Early (5 minute read)For decades, retirement has been thought of as something workers do once they turn 65. With the spread of the Financial Independence Retire Early (FIRE) movement, some workers are now thinking of retiring in their 40s or even in their 30s. This article covers six of the best investments and accounts to use if you want to retire early, including Investing Accounts, High-Yield Savings and more.

Is the 60/40 Model Portfolio Dead? (2 minute read)One of the most popular allocations for model portfolios in recent history has been the 60/40 model. A classic allocation with 60% invested in stocks and 40% invested in bonds. Until recently, this model has generated stable returns for investors. This year’s brutal returns for both the equity and fixed income markets have investors wondering if the traditional 60/40 model provides adequate protection. According to FinSum, "With a down stock market and a hawkish Fed, investors may want to reconsider the 60/40 model portfolio".

The Negatives Of Early Retirement Life Nobody Likes Talking About (10 minute read)"Early retirement sounds great and it is great for the most part. But there are negatives of early retirement life that also needs to be discussed. Since retiring early in 2012, I’ve redefined what early retirement means to me. As a result, I now call myself a “fake retiree.” Over the past 10+ years, I ended up actively doing a lot of things that provided meaning and purpose. And such things ended up making me money, hence my fake retirement."

Rethinking the American Dream: 6 Considerations for Buying a Home in This Economy (6 minute read)Understanding how inflation works, and looking at historical investment returns challenges the idea that paying off a mortgage is the pinnacle of saving for retirement. This article by Tammy Trenta for Nasdaq breaks down how inflation works in the housing market, how it affects housing prices and then owning your reasons for homeownership.

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Markets

Alphabet Stock Can Double Your Money in 5 Years. Here's How. (6 minute read)Stock valuations have come down across the board in 2022. With the U.S. market down around 15% and many individual stocks down much more, investors now get the opportunity to buy stakes in high-quality businesses at a discount. According to the Motley Fool, investors are underappreciating the profit potential of the technology giant Alphabet. With a clear path to growing revenue at 10%+ a year, profit margins should expand as the company continues to scale.

Warren Buffet Is Using These Dividend Stocks to Fight Inflation and Generate Passive Income Stream (7 minute read)Markets tanked yesterday, there’s no other way to put it. According to TipRanks, there are concrete steps that the investors can take, now, to protect themselves in a difficult economic environment. Perhaps the easiest defensive stance to take is a move into ‘recession proof’ dividend stocks. Legendary investor Warren Buffett is a long-time advocate of this strategy. This article takes a closer look at two high dividend stocks - Citigroup, Inc. (C) and Kraft Heinz (KHC).

Analyzing the 2022 Stock Splits (5 minute read)This year we’ve had some notable stock splits, including Alphabet (GOOG, GOOGL), Amazon (AMZN), Shopify (SHOP), Tesla (TSLA) and Nasdaq (NDAQ). Phil Macintosh of the World Reimagined podcast takes a look at post-stock split tradability for all these stocks. The results confirm our earlier findings that splits fundamentally improve tradability, which saves investors and helps increase valuations.

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Top FI/RE Reddit Posts

15-year vs. 30-year mortgage -- how to decide from a FIRE perspective?

Did buying an apartment/condo in early 20s impact your path to FI?

How much money did you have in the bank before you started to ease off the gas pedal a bit and started to spend more?

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