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FI/RE

Learning to dance: How couples can have constructive conversations about money (9 minute read)When you've been in a pattern of avoiding conversations with your partner about money, it's as if you've both been attending a silent disco. Everyone's dancing, but you can't hear any music. If you want to get attuned, it's important to understand what unresolved money arguments sound like, emotionally speaking.

What do you spend money on? Lessons from our clients about spending that brings true joy (8 minute read)When Flow Financial Planning ask their clients "What type of spending brings you joy?", they receive a wide variety of answers that are important and often overlooked by other financial planners. Here they share some of the patterns that have emerged from conversations with clients over the years.

6 key things to know about inflation-indexed bonds paying 9.62 percent (5 minute read)With the stock market down and savings account rates up a bit but still paying pitiful rates, a savings bond backed by the federal government paying 9.62 percent is like coming inside from an oppressive heat wave into an air-conditioned room. So how do they work?

7 Reasons You Shouldn't Hire a Financial Advisor (12 minute read)There are situations where it doesn’t make sense to hire a financial planner. Although most people filter themselves out prior to contacting a financial planner, I’ve told people they are doing a good job, it didn’t make sense to hire me, and provided a few resources for them to use instead. If you’ve been on the fence about hiring a financial advisor, this article should help clarify whether it makes sense.

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Inflation surge cools in July. Should you still play defense with your portfolio? (5 minute read)The latest surge in stocks helped lift the Nasdaq Composite COMP, +2.09% out of bear-market territory on Wednesday and the Dow Jones Industrial Average DJIA, +1.27% to exit correction territory. But the sharp upswing also prompted debate about if investors should adjust their portfolios, pivoting away from defense plays.

Rising Unemployment Claims Signal 'Rapid Deterioration' in Job Market - But Here's Why The Data May Be Misleading (3 minute read)New jobless claims rose to the highest level in nine months last week as a growing number of firms continue to announce layoffs, but analysts aren’t so sure the seemingly rapid deterioration in the labor market may signal broader unease—at least not yet.

These Funds Hold Just 1 Bond. Why They're Revolutionary (4 minute read)Investors may still be scratching their heads about recent launches of single-stock funds. The fixed-income market is also embracing a new kind of product that could potentially revolutionize how people trade U.S. Treasury bonds and bet on interest rates.

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Top FI/RE Reddit Posts

Mid-career ReflectionsIs $560/m in groceries excessive for a couple?

My Dad is 72 and is retired. He has $75k in his 401k and it's all in bonds. But he's very anxious every time the market drops. Is there a way to put the money in a stable account?

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Best of FI/RE Twitter

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“Your economic security does not lie in your job; it lies in your own power to produce- to think, to learn, to create, to adapt. That's true financial independence. It's npt having wealth. it's having the power to produce wealth.” - Stephen Covey